Disclaimer

Timeliness

Ciasom Insurance Insurance Company makes every reasonable effort to keep the information presented on this Web site current, and to ensure that it accurately reflects the nature of our business. However, the availability of products, or the products themselves, may change at any time without notice. No representations or warranties are made about the timeliness, completeness, suitability, or usefulness of any of the information, text, or graphics on this Web site or any linked Web sites. The information, text, and graphics on this Web site and any linked Web sites are presented without express or implied warranties of any kind, and are provided “as is”.

Identity and Jurisdiction

Health insurance products mentioned on this Web site are underwritten by Golden Rule Insurance Company or UnitedHealthcare Insurance Company, and administered by Golden Rule. Other products may be available from or administered by our affiliates: American Medical Security Life Insurance Company, PacifiCare Life and Health Insurance Company or PacifiCare Life Assurance Company. Product availability varies by state. Please call 561.333.4710 to obtain further details about product availability. Golden Rule is not licensed to do business in the state of New York, nor outside of the United States. Information on this Web site does not, and is not intended to, constitute an advertisement, solicitation, or offer for sale of any insurance product to residents of the state of New York, any country other than the United States, or any state within the United States where the product is not available at any given time.

Legal Notices

This Web site is subject to the copyright laws of the United States.   The information on this Web site is provided as a service to our readers, and exclusively for their personal use.   It may not be distributed, modified, or used without our prior written consent.   Unauthorized commercial use, copying, reproduction, republishing, uploading, downloading, posting, transmitting, or duplication of any of the material is prohibited.

 Privacy Policy

This Privacy Policy was last changed on July 10,2008. Any changes will take effect on the earlier of: (1) the date they appear on this web site, or (2) the date you receive written notice from us

Notice of Information Practices

Notice of Information Practices - California HMO

Notice of Information Practices-New Mexico

Oxford NJ Privacy Policy